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A Randomised Controlled Trial of Healthier Wealthier Families in Sweden

Not Applicable
Recruiting
Conditions
Material and Social Deprivation: An Enforced Lack of Necessary and Desirable Items to Lead an Adequate Life
Interventions
Behavioral: Healthier Wealthier Families
Registration Number
NCT05511961
Lead Sponsor
Uppsala University
Brief Summary

Healthier Wealthier Families is a way of working, where child health nurses ask parents about their financial situation and connect them to a free financial help service, if needed. To test whether it helps families, the investigators will randomly select half of the families who want to take part to go to the service straight away and half around 3 months later. Both groups of parents will receive a book about parenting and finances straight away. The investigators will compare how the groups of parents answer on survey questions about meeting the costs of their children's needs, their financial knowledge, financial control, readiness to change, success on personal finance goals, mental health and financial stigma. The investigators predict that the parents who are offered the financial help service straight away will answer more positively on the survey questions. The investigators will ask all parents the survey questions again around 12 months later to see how they are doing.

Detailed Description

The Healthier Wealthier Families (HWF) model implements universal screening for economic hardship into child health services and creates a referral pathway to economic support services. To test this, the investigators will conduct a randomised control trial. A longitudinal follow-up with the cohort will explore whether any effects are maintained in the longer-term. The study hypotheses are that families who have received municipal budget and debt counselling services via the HWF model will report a lower rate of child material and social deprivation. Also, that the intervention arm will report greater financial knowledge, financial control, readiness for change, attainment of personal goals to improve one's financial situation, parental mental health and less financial stigma than the waitlist-control arm

Recruitment & Eligibility

Status
RECRUITING
Sex
All
Target Recruitment
142
Inclusion Criteria
  • Parent / caregiver of at least one child aged 0-5 years
  • The family is listed at the participating child health care centre
  • Parent / caregiver reports at least one risk factor for economic hardship on specified screening questions
  • Parent / caregiver lives within the geographical areas served by the participating financial counselling service
  • Parent / caregiver has given informed consent
Exclusion Criteria
  • Parent / caregiver does not understand the recruitment invitation.
  • Parent / caregiver is already an active user of a financial counselling service.

Study & Design

Study Type
INTERVENTIONAL
Study Design
PARALLEL
Arm && Interventions
GroupInterventionDescription
Intervention armHealthier Wealthier FamiliesImmediate referral to local budget and debt counselling service and a copy of 'Your child, your money', a financial guidance book for new parents
Waitlist-control armHealthier Wealthier FamiliesImmediately given a copy of 'Your child, your money' book, and referral to local budget and debt counselling service after a period of 3 months
Primary Outcome Measures
NameTimeMethod
Child material and social deprivation (MSD)3 months after randomisation

The European Union (EU) measure of child MSD contains 17 items; 13 child-specific items. Parents are asked to indicate whether or not they have the item. If not, they are asked if it is because they cannot afford it (enforced lack) or for another reason (simple lack). Data are collected at the household level; if one child does not have an item it is assumed that all the children in the household lack that item.

Secondary Outcome Measures
NameTimeMethod
Financial control3 months after randomisation

A 9-item measure of financial control will be used. Respondents will be asked to indicate the extent to which they agree or disagree with a series of nine statements using a 5-point scale, ranging from 1 (strongly disagree) to 5 (strongly agree).

Readiness for change3 months after randomisation

To assess readiness for change, participants will be asked to complete a Readiness Ruler regarding changing their financial situation. The ruler will employ a 0-10 visual analogue scale. Scores of 1-3 represent non-readiness to change, scores of 4-6 uncertainty, scores of 7-8 represent readiness, and 9-10 represent ongoing attempts at changing.

Household income and sources of income3 months after randomisation

Overall self-reported household income on an incremental scale up to the median salary for Sweden, and fixed outgoings (e.g. rent and bills) to calculate the net income for the household. Also, selection of all applicable sources of income from a list, which includes all available benefits in Sweden

Personal goal3 months after randomisation

Participants will be asked to write a personal goal for improving their financial situation at T1. Their own words will be presented back to them at T2 and T3, and they will be asked to rate how far they have achieved their goal. A visual analogue scale ranging from anchors "not at all" for the value 0 to "extremely" for the value 10 will be used.

Financial knowledge3 months after randomisation

A selection of questions covering financial knowledge and where to turn for help for better control over finances and debt management will be taken from a survey conducted by the Swedish Consumer Agency survey

Perceived financial stigma3 months after randomisation

An 8-item measure of perceived financial stigma will be used. Respondents are asked to indicate the extent to which they agree or disagree with a series of eight statements using a 5-point scale, ranging from 1 (definitely disagree) to 5 (definitely agree).

Parental mental health3 months after randomisation

The 12-Item General Health Questionnaire (GHQ-12). Respondents are asked to rate the degree to which they have experienced a symptom during the last week with four response categories (e.g. less than usual, no more than usual, rather more than usual, or much more than usual). The minimum score is 0, and the maximum is 36. A higher score indicates a higher levels of distress.

Trial Locations

Locations (1)

Uppsala University

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Uppsala, Uppland, Sweden

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