Comparative Effectiveness of Financial Incentives and Smartphone-based Nudges to Reduce Cellphone Use While Driving Among Auto Insurance Policy Holders With Usage Based Insurance Policies
试验速览
- 阶段
- 不适用
- 状态
- 已完成
- 入组人数
- 2,108
- 试验地点
- 1
- 主要终点
- Seconds of active phone use per hour of driving
研究概览
简要总结
The investigators are proposing an experiment to help a national auto insurance company test behavioral economic strategies to reduce the amount of time policy holders actively use their cell phone while driving. Interventions include financial incentives, social comparison, and nudges, and survey data will also be collected. Data collected from this internal trial will be shared with the Penn research team and analyzed
研究设计
- 研究类型
- Interventional
- 分配方式
- Randomized
- 干预模型
- Factorial
- 主要目的
- Prevention
- 盲法
- Single (Participant)
入排标准
- 年龄范围
- 16 Years 至 —（Child, Adult, Older Adult）
- 性别
- All
- 接受健康志愿者
- 是
入选标准
- •Progressive Snapshot Users with policy activated within recruitment period
- •Progressive Snapshot policy holder in one of the following states and regions: MI, PA, TX, FL, TN, OR, GA, NE, OK, OH, MT, MO, NV, CT, WI, MD, KY, MN, NH, NJ, AZ, ME, LA, SC, CO, MS, IN, IA, AL, ND, UT, RI, WV, WY, IL, AR, DE, KS, SD, NM, VT, ID, and the District of Columbia
- •Has an email address
排除标准
- •Progressive Snapshot Mobile App not updated to enable push notifications
- •Customer's residential address is in a state in which phone use while driving is factored into insurance rating
- •Customer's Snapshot Mobile App does not collect trip data with all sensors active
- •Customer in Snapshot program for < 30 days or more > 70 days
研究组 & 干预措施
Control (monitor only)
Continue in monitoring only mode
Social comparison feedback
Report user's handheld phone use/ hour of driving for week. Compare this week's performance to distribution for driver cohort.
干预措施: Weekly feedback (Behavioral)
End of rating period incentive
Monitor throughout intervention period and compare overall use to distribution for cohort. Notify participant at end of intervention period regarding the amount they have earned.
干预措施: End of intervention period incentive (Behavioral)
End of rating period incentive + social comparison feedback
Monitor throughout intervention period and compare weekly phone use to driver cohort distribution. Send weekly push notification to provide feedback. Notify participant at end of intervention period regarding the amount they have earned.
干预措施: Weekly feedback (Behavioral)
End of rating period incentive + social comparison feedback
Monitor throughout intervention period and compare weekly phone use to driver cohort distribution. Send weekly push notification to provide feedback. Notify participant at end of intervention period regarding the amount they have earned.
干预措施: End of intervention period incentive (Behavioral)
Weekly loss-framed incentive + social comparison feedback
Monitor throughout intervention period and compare weekly phone use to driver cohort distribution. Send weekly push notification to provide feedback. Notify participant weekly regarding the amount they have earned.
干预措施: Weekly feedback (Behavioral)
Weekly loss-framed incentive + social comparison feedback
Monitor throughout intervention period and compare weekly phone use to driver cohort distribution. Send weekly push notification to provide feedback. Notify participant weekly regarding the amount they have earned.
干预措施: Loss-framed weekly incentive (Behavioral)
Larger weekly loss-framed incentive+social comparison feedback
Monitor throughout intervention period and compare weekly phone use to driver cohort distribution. Send weekly push notification to provide feedback. Notify participant weekly regarding the amount they have earned. Incentive amount is higher than "Weekly loss-framed incentive + social comparison feedback" Arm.
干预措施: Weekly feedback (Behavioral)
Larger weekly loss-framed incentive+social comparison feedback
Monitor throughout intervention period and compare weekly phone use to driver cohort distribution. Send weekly push notification to provide feedback. Notify participant weekly regarding the amount they have earned. Incentive amount is higher than "Weekly loss-framed incentive + social comparison feedback" Arm.
干预措施: Loss-framed weekly incentive (Behavioral)
结局指标
主要结局
Seconds of active phone use per hour of driving
时间窗: 150 days
Percentage of driving time engaging in active handheld phone use (also measured as seconds of distracted driving/hour of driving)
次要结局
- Seconds of passive phone use per hour of driving(150 days)
- Hard breaking events per 100 miles(150 days)
- Hard acceleration events per 100 miles(150 days)