Comparative Effectiveness of Financial Incentives and Nudges to Reduce Cellphone Use While Driving Among UBI Auto Policy Holders

Not Applicable

Completed

• Conditions: Automobile Accident

• Registration Number: NCT03833219
• Lead Sponsor: University of Pennsylvania

Brief Summary

The investigators are proposing an experiment to help a national auto insurance company test behavioral economic strategies to reduce the amount of time policy holders actively use their cell phone while driving. Interventions include financial incentives, social comparison, and nudges, and survey data will also be collected. Data collected from this internal trial will be shared with the Penn research team and analyzed

Detailed Description

Not available

Study Timeline

• Study First Submitted: 2018-09-07
• Study First Submitted QC: 2019-02-05
• Study First Posted: 2019-02-06
• Study Start: 2019-05-07
• Primary Completion: 2019-10-30
• Study Completion: 2020-08-30
• Status Verified: 2020-09
• Last Update Submitted: 2020-09-09
• Last Update Posted: 2020-09-10

Recruitment & Eligibility

• Status: COMPLETED
• Sex: All
• Target Recruitment: 2108

Inclusion Criteria

• Progressive Snapshot Users with policy activated within recruitment period
• Progressive Snapshot policy holder in one of the following states and regions: MI, PA, TX, FL, TN, OR, GA, NE, OK, OH, MT, MO, NV, CT, WI, MD, KY, MN, NH, NJ, AZ, ME, LA, SC, CO, MS, IN, IA, AL, ND, UT, RI, WV, WY, IL, AR, DE, KS, SD, NM, VT, ID, and the District of Columbia
• Has an email address

Exclusion Criteria

• Progressive Snapshot Mobile App not updated to enable push notifications
• Customer's residential address is in a state in which phone use while driving is factored into insurance rating
• Customer's Snapshot Mobile App does not collect trip data with all sensors active
• Customer in Snapshot program for < 30 days or more > 70 days

Study & Design

• Study Type: INTERVENTIONAL
• Study Design: FACTORIAL

Primary Outcome Measures

Name	Time	Method
Seconds of active phone use per hour of driving	150 days	Percentage of driving time engaging in active handheld phone use (also measured as seconds of distracted driving/hour of driving)

Secondary Outcome Measures

Name	Time	Method
Seconds of passive phone use per hour of driving	150 days	Seconds of passive handheld, non-call use per hour of driving
Hard breaking events per 100 miles	150 days	notifications turned off, drop out of study, app uninstall
Hard acceleration events per 100 miles	150 days	Hard acceleration events per 100 miles

Trial Locations

Locations (1)

University of Pennsylvania; 🇺🇸 Philadelphia, Pennsylvania, United States